10 car insurance myths busted

2. I can claim for the full cost of any personal effects stolen if my car is broken into

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Most insurance companies have an upper limit for the amount they will pay for items stolen from a car (typically £100 or £150, not including a stereo).

A lot of motorists think they can claim for as much as they want but are soon disappointed when they contact their insurer. So don’t leave expensive items such as laptops, mobile phones and satnav units in the car

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